About Us

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Partners In Your Journey To Homeownership

Many think home ownership is out of reach. We can help make it happen. True a home loan is not a guarantee and getting one can be tougher than you think. There are so many things to consider and the space is confusing at best. However, the right team can make all the difference. We are a team of experienced mortgage professionals committed to helping you achieve your dream of homeownership.

We guide you every step of the way with personalized service, clear communication, and a range of loan options. Our mission is to make home financing simple, fast, and affordable.

  • Can do, Mission focused attitude that finds a way
  • Veterans that are Certified Veterans Lending Specialists
  • Experience that produces results
  • Fast approvals and smooth closings
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Who We Are

Your Home Starts Here with Us

At Down Range Mortgage, we help you navigate the home loan process. We are clever in our approach producing some unique results where others fail. We look at your situation and help target your dream home. Our large network of WHOLESALE LENDERS allows us to not only shop the loans for you but also place lenders in competition for your business. Whether you’re a first-time homebuyer or a seasoned home purchaser, we take the time to understand that this is likely the largest purchase you will ever make and you need to be more than just another client.

We appreciate what you and your family have sacrificed to get here and will throw all in to help make it happen. We believe in keeping things simple with honest advice so you always know what’s happening and what comes next. Our services include; Conventional, FHA, VA, USDA, and Nonqualified Mortgage home purchase loans. We do mortgage refinancing and have access to a host of Down Payment Assistance programs that are repayable or even grants. We work closely with you to secure the best possible plan. You will love the difference we can make.

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FAQs

Here are the answers to frequently asked questions

The Loans we offer are Conventional, FHA, VA, USDA, Refinances, HELOCs, 2nds, Non-Qualified Mortgages: Verification of Employment, Bank Statement, 1099, P&L, Asset Depletion, DSCR, 2nd Investment, ITIN and more.

You can apply online or by contacting our team to start your application process: https://www.blink.mortgage/app/signup/p/mortgagemanagement/richardlightle1

Credit score requirements vary by loan type. We help find options for various credit levels.

While many loans require a down payment, not all do. Down Payments vary in size by program and your desired result. When a down payment is required, there may be options for a down Payment Assistance plan that pays it for you. Never think you can’t afford a home without giving us a call.

With most banks and lender the process typically takes 30 to 50 days depending on the loan and application. We are a little faster with our average at 25 days and have completed some loans in 7 days.

Yes! We offer refinancing options to help you get a better rate or lower payments, consolidate bills to a lower interest rate, cash out to finance a home project and other things.

A Down Payment Assistance program typically pays your down payment for you and some will help cover some closing costs as well. Many of these programs are loans that cost nothing monthly but have to be repaid when you sell the home. Some are grants where the money is gifted after a period of time, meaning you don’t repay it. There are many options with many qualifications but we will always look into these for you. They can really help.

Richard (callsign: Green Dragon 6)

I haven’t always been a Loan Originator. I served my country as an enlisted man in the US Air Force and then commissioned in the US Army, serving during the First Gulf War. From there, I worked in technology industries leading teams of exceptional professionals.

Richard

CEO

Koile lavendra

President & CEO

Alone Mbapy

Senior Consultant

Shone Watpren

Finance Consultant

Certified Veterans Lending Specialists

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The National Association of Mortgage Brokers conducts certification for Lenders to specialize in thespecifics of lending to Veterans. Approximately only 0.2% of all lenders achieve this certification and we are among them.

SNAFU Free, Charlie Mike!